Our Team

The following firms or individuals are part of the SIE team that can bring a wealth of expertise and resources to SIE clients. Please note that these are not exclusive relationships, nor has SIE negotiated any special pricing.

The work of the SIE team is supplemented by the expert consulting services that are available from consultants who have agreed to work with SIE.

Consulting Assistance and Support

Keith McNeil, CLU, CEBS, GBDS

Keith began work in 1979 in all aspects of employee benefits brokerage and consulting, including self-funding and advanced cost containment strategies. He has designations from The American College, and the Wharton School | International Foundation of Employee Benefit Plans.

He is a co-founder of Enwisen, the first web-based employee benefits communication and knowledgebase in the industry; it primarily targeted Fortune 500 companies with a diverse and prestigious client base that included Microsoft, ConAgra, Twentieth Century Fox, and Nissan. It is now owned by Infor.

He has spoken on the pros and cons of self-funding in California and Hawaii and teaches a semi-annual course on COBRA compliance as part of an HR certification course at Santa Rosa Junior College.

Actuarial Work

Mehb Khoja, FSA, MAA works for a large independent actuarial consulting firm.

Professional Designations

  • Fellow, Society of Actuaries
  • Member, American Academy of Actuaries
  • Licensed Insurance Producer in all 50 states

Education

  • BA, Actuarial Science and Finance, University of Illinois – Urbana-Champaign

Experience

Areas of expertise include employer health and welfare consulting, including evaluation of medical, prescription drug, dental, vision, and other welfare programs. His primary responsibilities include health plan strategy, vendor procurement, utilization and cost review/projections. He is also an expert in various risk management strategies including stop-loss and captives.

Prior to accepting his current actuarial position, he spent nearly thirteen years as an employee benefits consultant to several mid-market employers where he assisted on benefit design, flexible benefits pricing, vendor procurement, data analytics, evaluating private exchanges and understanding the impact of health care reform on employee benefit programs.

Mehb Khoja, FSA, MAA works for a large independent actuarial consulting firm.
Professional Designations

Fellow, Society of Actuaries
Member, American Academy of Actuaries
Licensed Insurance Producer in all 50 states
Education

BA, Actuarial Science and Finance, University of Illinois – Urbana-Champaign
Experience

Areas of expertise include employer health and welfare consulting, including evaluation of medical, prescription drug, dental, vision, and other welfare programs. His primary responsibilities include health plan strategy, vendor procurement, utilization and cost review/projections. He is also an expert in various risk management strategies including stop-loss and captives.

Prior to accepting his current actuarial position, he spent nearly thirteen years as an employee benefits consultant to several mid-market employers where he assisted on benefit design, flexible benefits pricing, vendor procurement, data analytics, evaluating private exchanges and understanding the impact of health care reform on employee benefit programs.

High Impact Cost Containment Solution

John Ferguson, ECM Solutions

Lifecycle II Proactive Health Management

In 1997, John Ferguson, along with one of his clients, the City of Asheville (and its risk manager, John Miall), tested a “new model” of healthcare based upon a format proposed by the UNC School of Pharmacy that utilized pharmacists meeting monthly with high risk patients to train them to manage their condition, providing the education and follow up that primary care physicians do not have time to provide under our current insurance industry driven system. These efforts ultimately received national notoriety and became known as The Asheville Project or Ten City Challenge. In the years since inception, The Asheville Project has been the most successful, studied, documented, peer reviewed, and published disease management program in the country, and has now been implemented across the entire United States.

Today, the Lifecycle II program leverages in-house medical staff to conduct individual onsite face to face monthly meetings with all high-risk members of their clients. The financial impact on health plan costs has been incredible, allowing clients to maintain higher levels of benefits at lower costs while most employers are reducing benefits and raising employee contribution. Even more important has been the impact on the lives of these patients.

The process currently implemented by Lifecycle II has resulted from 18 years of implementing the Asheville Project concept. Modern data analytics and listening to our patients and nurses has allowed the program to improve every year. The results are literally life changing.

Cost Containment Strategies and Legal Work

The Phia Group

The Phia Group, LLC is an experienced provider of health care cost containment techniques offering comprehensive consulting services, plan document drafting, subrogation and overpayment recovery, claim negotiation, plan defense, designed to control costs and protect plan assets.

Their mission is to reduce the cost of healthcare through innovative technologies, legal expertise, and focused, flexible customer service. By providing the industry with best practices and staying true to a forward thinking methodology, The Phia Group boasts an all encompassing cost containment program for the ever-changing healthcare industry.